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• Build your credit with the new iAdvance loan option(SM)
• Instant Guaranteed Approval* – no credit check, no security deposit
• $0 ACTIVATION FEE – when you load your card by direct deposit
• Free Direct Deposit – no more check cashing fees
• Free Online Bill Pay – no need for expensive money orders
• Free Credit Builder† – bill pay transactions are reported to PRBC®
• No Overdraft Fees – no minimum balance required
• Reloadable - $10,000 balance limit

• Over $1.1 Million Awarded to Date!
• Large monthly cash jackpots
• Earn entries from everyday shopping
• Get 1,000 entries just for applying!
• A New Winner Every Month!
• Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
• *See terms and conditions for important rate, fee, and other cost information, and limitations

• Reports to ALL 3 Bureaus
• No Credit Check
• Be Approved Regardless of Credit History
• Special High Introductory Savings Rate
• Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply