Federal student loan debt forgiveness may be available for certain public service employees who are enrolled in a Direct Loans repayment program and make payments on their student loan debt for a set period of time. There are many college graduates who have some form of student loan debt, due to the rising costs of college tuition and the inability for scholarships and grants to meet the entirety of these costs, but there may be forgiveness of student loans for public service employees who make 10 years worth of repayments on their student loan debt.